6 months waiting period for full cover 9 months waiting period for participants over the age of 65
UNNATURAL COURSES
No waiting period for accidental death,but the first premium must have been paid 24 months waiting period for suicide death.
CROSSOVER APPLICANTS
Three months waiting period for applicants migrating from another reputable undertaker.
Maximum membership is for only 10 people.
Additional members will pay an extra amount per head.
In the event of death both principal members, the policy can be taken over by another family member, but will be buried as soon as an adoption.
All dependents except spouse/1st dependents are eligible for a standard walnut/redwood flat lid coffin.
Oversize member, spouse or dependent will have to pay the difference for an oversize casket. When member increase his or her cover, changes will be subject to relevant waiting period before full cover commences.
Payments must be made every month on or before the 7th. 60days (2 months) without payment we will not render a service until a penalty fee of R2 309 is paid. Three months without payment, the policy will automatically
lapse and if death has occur you pay minimum of R12, 500.
This is not a saving plan. Once you stop paying or cancel your plan/contract, you lose your cover/benefits & premiums already paid. Policy Holder shall not attempt to pay any outstanding premiums knowing that death
has occured. Any attempt of making a claim knowing that the policy is not up to date will be regarded as fraud.
We only accept full amount for premiums.
No claim will be honoured if name, surname and ID number on application do not appear on death certificate.
Incase where Mothibe Funeral Services is not handling the funeral service, main member, spouse, or 1st dependent are eligible for R2 000. Dependents are eligible for R1 500.
Grave-fee is only for grave purposes.
Only claims submitted within 3 (three) months after death had occured will be considered for payment.
Claim Procedure: Please submit the following documents to the nearest office within 30 Days: -Certified copy of death certificate.
-Certified copy of deceased's ID.
-Certified copy of claimmant's ID.
-B.I 1663 form.
-Burial order.
-Proof of payment (booklet)
The Scheme only covers 50km radius during the removal and the burial.
Any other additional distance will be charged accordingly.